A Basic Guide To Home Contents Insurance

Basically, home contents insurance is insurance protection against the replacement cost that you would otherwise have to pay to replace the contents of your home in the event of then being lost, damaged or stolen. As is the case with home buildings insurance, the main factors contributing to grounds under which you can make a … Read more

7 Things You Should Know About Health Savings Account Plans

Health savings accounts (HSAs) are wildly popular. Since their introduction in 2004, approximately 2.5 million Americans have enrolled in these so-called consumer-driven health plans. But, alas, HSA plans are not for everyone. Here are some pointers to help you consider whether an HSA will benefit you and your family. 1. An HSA plan can cut … Read more

7 Things To Do Before Buying Travel Insurance

Going back to Roman times, risks have been shared during times of tragedy and unforeseen circumstances, such as earthquakes, floods and the like. The first formal and recorded insurance company, Lloyd’s of London, was formed in 1769 and their founding principal remains intact today – to gather the premiums of clients as a pool of … Read more

7 Things Seniors (and Everyone Else) Should Know About FDIC Insurance

Older Americans put their money and their trust in FDIC-insured bank accounts because they want peace of mind about the savings they’ve worked so hard over the years to accumulate. Here are a few things senior citizens should know and remember about FDIC insurance. 1. The basic insurance limit is $100,000 per depositor per insured … Read more