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For many people, Terri Schiavo was the face of an emotional struggle over the right to live and the right to die. It sparked a heated global debate and inspired even the most apolitical citizens to take a stand. Last Will and Testament and Living Will The point in the controversy over the Florida Woman … Read more
Life settlements can be a viable option for seniors willing to exchange their life insurance policy for immediate cash. A life settlement is the sale of an existing life insurance policy for a lump sum of money. It allows policyholders to access the fair market value of their life insurance by selling their policies and … Read more
Overweight people are in the firing line again. Life insurance companies are increasing premiums up to four fold for fat people. They’ve always charged more for those of us who over-eat, but during the last year the penalties have got worse. In moves to tighten the belts further, the life insurers are lowering the weight … Read more
People spend a lot of money on complicated financial products and it is sometimes difficult to keep track of what products perform what tasks. Many people are not aware of all the financial products that are available or they only know of them vaguely. They may not know how much they cost or the potential … Read more
Life Insurance a Small Price to Pay for Peace of Mind We all reach the stage in life when we wonder whether we need life insurance or not. This isn’t a great decision for any of us nobody likes to be reminded of their own mortality, after all! But, it’s a decision that comes to … Read more
Consider making life insurance an intricate part of your investment portfolio. Yes, you read the phrase correctly investment portfolio. Just as you are planning for your children’s education, your retirement, your next big trip to Vegas, having good to excellent life insurance protection is an essential part of investing in the future. Have you ever … Read more
There has been an on-going battle in the life insurance industry involving term life insurance and whole life insurance. The industry has survived the battle but the consumer is still asking the same question. Which one is better? The question is flawed because these two policies serve two different purposes. The real battle comes over … Read more
We’re not being insensitive, honestly! We’re talking about your last gasp of smoke have you given up smoking recently? Did you know that smokers paying up to 60% more for their life insurance cover compared to non-smokers. So, besides the health dividend and the money saved on cigarettes, insurance companies will chip in with lower … Read more
If you have a life insurance policy there is a good chance that you have heard of “life insurance settlements.” But if you have not, there is no reason that you should worry. The fact of the matter is that life insurance settlements are not right for every policy holder, and even if you know … Read more
Why Buy Life Insurance? Life insurance is generally offered as part of a benefits package with employment. For the most part, however, these policies are rather small, usually in the ten thousand dollar range. People buy life insurance policies so that their families will not have to bear financial burden when a loved one passes … Read more