For College Students

The tuition arrangements are set up; the dorm room is

assigned and your son or daughter is headed off to

college in the fall. In all of the confusion of the

paperwork, deadlines and financial arrangements did

you remember to check on their health insurance?

Many, but not all, insurance companies provide for

health insurance for college students under a family

policy; do you know for sure that yours does?

With some insurance companies, coverage depends on

whether or not the student is a full time student.

Review your policy or ask your insurance

administrator; if you have an HMO plan, will your

student be covered if they go to the student

healthcare facility away from home?

Check the age limit as well; you may find that once

your son or daughter reaches a certain age they are

dropped from the policy no matter what.

Ask your insurance company to provide an extra

insurance card for your son or daughter to carry with

them; if there is an additional card for prescription

medications; make sure they have that too.

This preventative step will help eliminate confusion

when they suddenly have to see a doctor.

There are student health care plans that are available

through most colleges that are a reasonably priced

alternative if your policy excludes your child.

Isn’t college confusing enough without having to worry

about whether your child is covered should he or she

need to seek medical attention? Take the time to look

into health insurance before they head off to college

in the fall.

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