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It’s been a wild and wooly couple of weeks on the international stock markets. But is the recent slide grinding to a halt…or just taking a breather before tumbling some more? And more importantly, what does it mean to astute penny stock investors? Wall Street recently stumbled to its worst week of the year, and … Read more
Purchasing a new car is always an exciting time in life; however, it can also be confusing and time confusing, especially with so many different types of financing options available. Should you purchase your next vehicle outright or would it be better to lease it? Which option will be better financially for you? Read on … Read more
So you are getting collection calls? You’re desk is full of unpaid bills. You dread answering the phone. You are having trouble sleeping at night because you are worrying about a bunch of bills. You feel depressed. Does any of this sound familiar? If it does then, maybe this article can help you. First of … Read more
The prestigious J.P Morgan Chase & Company provides global financial services. Operating in more than 50 countries, the company offers its customers a wide range of services including business, personal lending, insurance/investing and many other personal services. Understanding the needs of its customers, Chase has introduced The Chase PerfectCard. The card is for the benefit … Read more
What are credit cards? Credit cards let you pay later for any purchase you make. In case of any sort of emergency or urgent situation, when you may not have cash to make payments, credit cards can be helpful. Credit cards are commonly used to get fuel for cars or buying products in a grocery … Read more
FEES TO BE PAID Under any circumstances, the following are charged by most credit card companies: Annual fee Paid for being a user of the card Cash advance fee. Paid when the card is utilized for making a cash advance; usually a flat fee or a percentage of the amount advanced Balance-transfer fee. Paid when … Read more
The first step in doing a credit card payment is to understand your monthly billing. The following are terms you will encounter: Statement date The date that the bill was printed. Payment due date this is the day that the cardholder must pay any outstanding balance. Payments made after the said date will be credited, … Read more
Most people who just join the military are in an enviable position of having very little or no established credit. While this may seem like a bad thing, it actually puts you in a great position to build good credit. It is much easier to build good credit then it is to repair it so … Read more
Here are three “Building Credit After Bankruptcy” strategies you can use to increase your chances of being approved for auto loans, credit cards, and home loans if you have a bankruptcy on your credit report: Building Credit After Bankruptcy Strategy #1 Apply for credit where you have a high probability of getting approved, and make … Read more
For startup entrepreneurs having an excruciatingly difficult time raising capital for their project, borrowing against business credit cards becomes a very real temptation; and sometimes, it is the only option immediately available. The caveat is that if you do not manage your business credit cards wisely, you may end up failing in the venture that … Read more