The Four Mandatory Buckets Of Personal Finance

I have already written about the financial necessity of saving a portion of any income payment that you receive. This means that a percentage of every single source of income is set aside, marked, or tracked as money that you cannot spend. This task isn’t optional if you want to have some basic financial stability … Read more

7 Things You Need to Know Before You Start Investing…

Copyright 2006 Jason Chew 1. Know your current financial situation. Know you debts level. Calculate your income and expenses by taking into account the following: Mortgage repayments Personal tax Loans and overdrafts Living expenses Emergency funds Car expenses Entertainment Holidays School fees Credit card debts Family commitments Before you start investing your money on any … Read more

Life Insurance and the Law. A layman’s introduction.

There are no laws in the UK that require a person to have life insurance. It’s an entirely voluntary insurance. About 40% of the UK’s working population are covered by life insurance either through their own policy or via an arrangement through their employer. So the simple things first. You have to be a UK … Read more

Some Words of Caution When Seeking Personal Financial Advice

Everyone wants to have a financially secure future but for many that may just seem like a dream that they might not achieve. To ensure that you do have a secure financial future you need someone that can give you some unbiased, educated personal financial advice. When you are looking to hire a financial advisor … Read more

Should You Trust Free Financial Advice

These are tough times with the recent recession many people worldwide are struggling financially. Because there are so many people struggling financially, there are also more people seeking help from professionals. If you are looking for free financial advice then you might find this article helpful. I’m sure you’ve heard the saying ‘you get what … Read more