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An affordable individual and family health insurance plan is an insurance plan provided only to individuals and their families, unlike the group insurance plans offered to employers or other organizations. Not everyone has the option of getting an employer-sponsored group health insurance plan, and not everyone belongs to an organization that offers group health insurance … Read more
The Consolidated Omnibus Budget Reconciliation Act (COBRA), a law created in 1986, gives workers (and members of their family) who lose their health insurance benefits the right continue their group health insurance for a limited period of time under circumstances such as voluntary or involuntary job loss, reduction in hours, transition between jobs, divorce, adoption … Read more
Automobile insurance in Oregon is expensive. In fact, based on nationwide price comparisons, Oregon drivers pay more for auto insurance than almost two thirds of all other drivers in America. This makes it even more important that Oregon drivers find the best rates on Automobile Insurance. If your vehicle is financed by a bank or … Read more
Health care costs in Colorado are among the highest in the nation, and while there is talk of legislation to help ease the burden on Colorado citizens it is still up to each of us to compare health options and shop wisely. This is just as true when looking for low cost long term care … Read more
With so many different types of health insurance plans and restrictions out there, it can be difficult finding the best health insurance for you. However, this process is not impossible to do well with a little research. There are a few items to look for when deciding on health insurance plans, and by considering them … Read more
If you are a small business owner and you need to purchase health insurance, you may be surprised by how much a policy covering just you can cost. If you need to find a plan that also covers your family, the cost may be even higher. Because of rising health insurance premiums, restrictions about how … Read more
When most people learn that their family’s health insurance coverage is going to cost more, they shop for a more affordable policy. Often the solution is a combination of an insurance plan and a tax-sheltered Health Savings Account. More than 1 million Americans have made a similar choice, signing up for high-deductible health insurance policies … Read more
Instead of a computer or a car, parents looking for a useful gift for a new college grad may want to consider health insurance. New college graduates and their parents are often surprised to learn that many health insurance plans stop providing coverage to adult children through a parent’s plan even when they are living … Read more
You may not know this already, but when planning on traveling abroad you cannot take your local insurance with you. You will need to purchase an international insurance plan offered by a multinational insurance company. While they may be hard to track down, it is the best way to assure that in the event of … Read more
It is a sad fact, but an estimated 70% of the population will need some form of long-term care in their lifetime. The costs of any kind of long-term care (LTC) can be great; especially if you are relying on your wallet. Group long-term care insurance will make the insurance more affordable. Group long-term care … Read more