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If your home is being financed in other words, if you pay a monthly mortgage on your home then your mortgage holder requires that you carry homeowner’s insurance. But did you know that you are under no obligation to purchase any particular homeowner’s insurance? In other words, your lender cannot tell you which insurance company … Read more
For the vast majority of Maryland residents, their home represents the largest single investment they will ever make. It’s no wonder, then, that most Maryland homeowners purchase homeowner’s insurance. Homeowner’s insurance is designed to protect the value of your home as well as its contents in case of a disaster. Therefore, the one thing you … Read more
Even though the state of Maryland does not require homeowners to purchase homeowner’s insurance, if your home is financed then your mortgage holder will force you to buy homeowner’s insurance. Just keep in mind that while your mortgage company may have the legal right to require you to buy and maintain homeowner’s insurance, it does … Read more
While the state of Maryland does not require homeowners to have homeowner’s insurance, the fact is that most homes are financed and your lender will require that you carry homeowner’s insurance. Keep in mind however, that you are not required to use the insurance company recommended by your lender and, in fact, you may be … Read more
While the state of Oregon does not require any homeowner to carry homeowner’s insurance, the vast majority of homeowner’s either elect to carry the insurance or are required to carry such insurance by the financial institution which holds their first mortgage. One reason so many homeowners have homeowner’s insurance is simply because it makes so … Read more
Homeowner’s insurance is something that virtually every homeowner in Massachusetts purchases whether they are required to by a lender or not. Why would so many people choose to pay for insurance even when they aren’t being forced to? Simple. For most people their house represents their largest asset – by far – and protecting that … Read more