We Have Information About Lots of Stuff
The number of people with one or more credit cards has grown at an unbelievable rate in recent years. Like the mobile phone, the credit card has become a way of life for many people, something they’d be lost without. The offer of a store card for your favourite store can be tempting and may … Read more
People can find themselves in debt difficulty for a number of different reasons, but what options are available to resolve a financial issue? When taking out credit, we generally look at our current financial position and base our repayments on what we can afford according to our current income. We do not tend to look … Read more
Payment protection insurance (PPI) can be a very valuable product to have in your corner but it isn’t suitable for everyone and the product had seen many problems when the Financial Services Authority began investigating the sector in 2005 after a super complaint was made to the Office of Fair Trading by the Citizens Advice. … Read more
Payment protection insurance (PPI) is one of a family of protection policies that can be taken out to give you an income if you were to be out of work. In this case the policy would make sure that you had the money needed so that you can carry on meeting your loan or credit … Read more
Despite the fact that the Financial Services Authority (FSA) investigated the payment protection insurance (PPI) sector and set out guidelines which those selling the cover were to follow, over 4,000 cases of mis-selling are being investigated in 2007. While this fact alone is bad enough, the figure is twice that of the year before, giving … Read more
Depending on where you choose to buy the cover, UK mortgage protection insurance does not have to be a big “rip-off”. Buying the cover alongside your mortgage with the high street lender is the worst choice you can make when thinking of taking out protection. Choosing to go independently for the cover can save you … Read more
UK mortgage insurance is worthwhile taking out to guard against the possibility that you might find yourself out of work sometime in the future should you have an accident, suffer illness or become involuntarily unemployed. However the cover is not suitable for all circumstances due to the exclusions within the policy. While the exclusions can … Read more
If you have monthly loan repayments to make then you could be left with a serious struggle of where to find the money if you were to come out of work due to an accident, sickness or through unemployment such as redundancy. UK loan protection insurance can help to protect your loan repayments if you … Read more
Loan protection insurance has come under fire recently as a result of Financial Services Authority and Office Of Fair Trading investigations and the subsequent referral to the Competition Commission. Some consumers and financial commentators have denounced it as a poor value product, and it may be in terms of the cost of premiums that some … Read more
While losing your income is something that the majority of us never give much thought to, it can happen and if you were to suddenly find yourself out of work due to an accident, sickness or through unemployment then you could be left struggling financially. Income protection insurance could give you a replacement income with … Read more