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The UK in recent years has seen a massive growth in the levels of personal debt and thanks to increases in secured loans corresponding to a strengthening of the housing market; it does not appear to be slowing down. Recent figures from Creditaction show that since the end of 1993, when debt levels were around … Read more
The Royal Institution of Chartered Surveyors warns that if you can’t get insurance for your house, you’re in big trouble. Mortgage lenders won’t lend on houses that are uninsurable and as a result its value could fall by up to 80%. It’s a high flood risk that’s most likely to make your house uninsurable. According … Read more
Home insurance is a basic term for two different types of insurance policy. Buildings insurance to cover the construction of your property and home contents insurance to protect your valuables and other household objects. The problem is that not all home insurance policies are created equal making it difficult to compare like with like. The … Read more