Is Homeowners Insurance Enough In The Toughest Of Times?

Homeowners Insurance is supposed to protect us in case of disasters. That is what we have come to expect from our homeowners insurance over the years. But what if the disaster is the costliest in U.S. History? What if your insurance agent’s home and office were destroyed in the disaster also? That is what happened … Read more

Is Cheap Mortgage Payment Protection Insurance Possible?

It is possible to get cheap mortgage payment protection insurance (MPPI) but you have to know where to go for the premiums. Historically, the cover that is sold alongside mortgages from the high street lender can add hundreds or even thousands of pounds onto the cost of the mortgage more than it need to if … Read more

Is Buying Term Life Insurance Online The Same As Buying It From An Agent?

When you purchase term life insurance online, it is exactly the same as if you went into an office and sat down with an agent. In fact many of the online life insurance companies will give you a free quote online, but you have to speak to an agent to make the purchase. This way … Read more

Is Affordable Dental Insurance a Myth?

There seems to be a fear that is associated with the discovery of costs associated with dental insurance. Would it surprise you to learn that dental visits account for roughly five percent of our total health care needs in any given year? Since this is true, most insurance carriers will provide attractive rates associated with … Read more

Is a Broken Windshield Covered Under my Auto Policy Deductible?

Unfortunately, a broken or shattered windshield is not just a nuisance, it is also detrimental to the overall driving practices of the individual operating the vehicle since the glass through which the individual would otherwise be looking is damaged. This can make it more difficult for the person to drive, if not impossible. A broken … Read more

IRS Issues Long-Term Care Insurance Premium Deductibility Limits for 2006

Nov. 8, 2005- The Internal Revenue Service has announced the 2006 limitations on the deductibility of long-term care insurance premiums from taxes. Premiums for “qualified” (see explanation below) long-term care policies are treated as an unreimbursed medical expense. These premiums what the policyholder pays the insurance company to keep the policy in force — are … Read more