We Have Information About Lots of Stuff
Back in 1999, the Imperial Cancer Research Fund stated that one in every three people in Britain will be diagnosed with cancer at some point in their life. With rapid medical advances the chances of survival from a major illness are improving but the consequences of suffering such an illness continue to be substantial and … Read more
The Financial Services Authority has recently carried out a review of the way in which information and advice is given to retail customers purchasing financial products. One of the products which they considered was the sale of Critical Illness Cover. Critical Illness Cover is often taken out by people taking out a mortgage, usually as … Read more
Cover for your children is the most undervalued aspect of critical illness insurance. But as most policies automatically provide the cover as a free extra, we suspect that some policyholders don’t even know they’ve got it! Most policies automatically insure your children albeit at a lower level of benefits than the main policyholders cover. But … Read more
Credit protection insurance is a good example of a consumer rip-off that affects millions of people, yet receives little attention in the financial media. Simply stated, you should NEVER buy “credit protection insurance,” or a “payment protection plan” or any other similar type of credit-related insurance. Let’s take a look at how these programs work … Read more
Credit insurance protects the loan on the chance that you can’t make your payments. Credit insurance usually is optional, which means you don’t have to purchase it from the lender. In fact, the Federal Trade Commission (FTC), the nation’s consumer protection agency, says it’s against the law for a lender to deceptively include credit insurance … Read more
Most major credit card issuers now offer their members a variety of different free insurance programs. It is highly recommended that you review the insurance terms of your credit card agreement as in certain circumstances the credit card insurance offered by your card issuer may cover situation beyond those you may originally have thought. The … Read more
Whenever an individual rents a car from a rental car company, they will be asked if they would like to add the company’s rental car insurance to the contract for renting the car. Knowing that, it is always good to acknowledge what are our options. This rental car insurance is designed to protect the individual … Read more
When deciding on health insurance, one needs to be aware of his or her needs first and foremost. Many plans are similar but slight variations in coverage and expense. Most insurance companies offer similar deductibles and cover all the standard routine issues that arise in health. Some plans are more expensive and make the insured … Read more
Payment protection insurance could give you a tax free sum of money each month with which to pay your loan repayments and keep you out of getting into serious debt problems. Payment protection insurance is a generic term for mortgage payment protection, income protection and loan payment protection insurance and all do the same thing … Read more
If you want to drive legally in the UK then you have to have insurance if you wish to drive on the road. And while this can be expensive depending on your circumstances it is a legal requirement. Therefore, if you are financially savvy, you have to do all you can to ensure that you … Read more