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Most homeowner’s choose to buy homeowner’s insurance even after they’ve paid off their mortgage and are no longer forced to do so. The reason is obvious: for most people their house is their biggest investment and their most valuable asset and they want to do everything they can to protect it. Of course that doesn’t … Read more
Almost every homeowner in Alabama has homeowner’s insurance and that’s not just because mortgage lenders require such insurance – even the vast majority of homeowner’s who own their homes free and clear and are not required to buy any insurance still insure their homes. The reason is obvious. For most people their home is their … Read more
It’s no wonder that almost all New Jersey homeowners have homeowner’s insurance. Anyone who finances a home is forced to buy homeowner’s insurance by their mortgage company, but even after a home is paid for free and clear the vast majority of homeowners still voluntarily purchase homeowner’s insurance. The reason is easy enough to understand. … Read more
Very few homeowners in New Jersey elect not to insurance their home even if they have the option to do so. Why would so many people choose to pay for insurance month after month even when no one is forcing them to? Simple. Protecting their home is important to them. And why shouldn’t it be? … Read more
If you currently have a monthly mortgage payment on your home then your lender almost certainly requires that you carry homeowner’s insurance. But even if you have paid off your home and are no longer required to pay for homeowner’s insurance you have probably chosen to continue to do so anyway. The reason is obvious. … Read more