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More and more people now have the opportunity to choose Health Savings Accounts (HSAs) over other, more traditional, health insurance coverage more companies and financial institutions offer this option than ever before. For the healthcare consumer, this is good news. When the community as a whole is given more choice when it comes to healthcare … Read more
If you’ve ever been tempted to decrease the sum insured for your home and contents in order to obtain a lower premium, think again. You may end up paying a far higher price than you imagined. Whenever we take out an insurance policy, we are entering into a contract with the insurer. Whether household, motor … Read more
For the vast majority of South Carolina homeowners, their home is, by far, their biggest and their most valuable asset. For this reason over 90% of all homeowner’s in the state buy homeowner’s insurance. This is true regardless of whether a home is being financed or not. Obviously your mortgage lender has the right to … Read more
If you currently have a monthly mortgage payment on your home then your lender almost certainly requires that you carry homeowner’s insurance. But even if you have paid off your home and are no longer required to pay for homeowner’s insurance you have probably chosen to continue to do so anyway. The reason is obvious. … Read more
Your home is probably your largest investment and your most priceless asset and because it is you probably have homeowner’s insurance to protect your pride and joy. But whether you have homeowner’s insurance because you want to protect your home and its contents or whether it’s because your lender insists that you purchase insurance, the … Read more
In all probability your home is your biggest asset and so it is no wonder than you want to protect it with homeowner’s insurance. Still, there’s no reason for you to pay any more for your homeowner’s insurance than you need to – and luckily there are several things you can do right now – … Read more