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Group health insurance rates have been increasing year after year and employers have been forced to make some drastic changes in their employee benefit programs. Many employers have changed their health insurance to high deductible plans. Dental Insurance has been discontinued by some companies as well as vision care. Disability programs have been trimmed down … Read more
1. Health Savings Accounts (HSA) This is a strategy where the employer buys a health plan with a large deductible. Typically, these are groups that are coming from a plan with a very low deductible. Since the higher deductible plans are usually much less money, the money saved is used to put into the employee’s … Read more
Before you can begin shopping for affordable group health insurance in Arizona, you must first understand the basics of group health insurance and what group health insurance can offer policyholders. Group health insurance is usually purchased by employers to offer their employees. Although providing affordable group health insurance isn’t legally required, employers who do offer … Read more
Health insurance rates in Maryland, as in entire country, are into the stratosphere and there is no end in sight to their rise. It has gotten so bad that almost 17% of all Maryland residents can no longer afford to pay for health insurance at all. If your place of employment offers health insurance you … Read more
Group life insurance is a policy that insures employees for group life insurance, disability insurance and other coverages. Many jobs offer this coverage to their employees, which helps them to receive benefits without any large cost to themselves. What exactly does this benefit bring and is worth it? Why Do Employers Offer Group Life Insurance? … Read more
It seems that one of the hot topics in the news for the past several years is the changing of corporate America. There have been many changes in the economy and with the changes have come cut backs as well as corporate down sizing. Many people are finding themselves in unemployment situations as well as … Read more