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Most people don’t give much thought to the importance of credit until they need it. When they go to apply for a credit card they discover that their bad credit keeps them from getting a card, or a card at a decent rate. Most people want to pay their bills, and remain in good credit … Read more
‘Bad debt credit card’- what’s that? Bad debt credit card is basically a credit card that the credit card suppliers offer to the people who have bad debt. Did that astonish you? Well, don’t let your thoughts run just yet. You can classify bad debt credit cards into 2 categories based on what you understand … Read more
For startup entrepreneurs having an excruciatingly difficult time raising capital for their project, borrowing against business credit cards becomes a very real temptation; and sometimes, it is the only option immediately available. The caveat is that if you do not manage your business credit cards wisely, you may end up failing in the venture that … Read more
Rate surfing can be a good way of reducing debt but there is a risk. To avoid long term damage to your credit rating, it’s best to make sure you do it right. Rate Surfing Research First of all, start by researching the current credit card rate offerings to see which one is best for … Read more
The next time you open your credit card statement, take a closer look at the small insert titled “changes to your credit card agreement”. You know the one I’m speaking about. It’s that small, folded paper written in legalese that you promise to read some other time (but of course that time never comes) or … Read more
First there was virtual reality and now there is virtual gambling. It seems like the world is slipping into a world where everything is virtual and possible. Nevertheless, virtual gambling has proven to be one of the most favorite past time of people, regardless of class and gender. The concept of gambling is not a … Read more
If you are a first time credit card user or have had credit cards for years, it is important to know about possible scams that you can be exposed to. Although many credit card companies are perfectly honest, there are also many dishonest ones who want to rip you off. If you are unaware of … Read more
Wreath making and selling can be a fun project and a money maker for almost any organization; however it is going to take some careful planning to make sure that everything runs smoothly. You’re weekly get together group may be all in favor of making wreaths, but as with any group project, you will have … Read more
It is a sad fact of life that credit card companies are very willing and fast to slap a penalty charge on your account for every mistake, delay and slip up you cause, immediately and without a second thought. These penalty charges can amount to millions of dollars taken from consumers each month. They are … Read more
When someone is put in charge of fundraising, their first instinct is to look for something new and different. While change is great, sometimes the tried and true fundraisers work best. That’s why they are tried and true, right? Whichever fundraiser you choose for your group, consider the amount of time and resources you will … Read more